OJK-Registered Rural Bank • Since 1995
Business Capital That Speaks the Language of the Community.
Artha Sejahtera offers savings, loans, and time deposits for MSME owners and the people of Purwokerto, with a process explained in full before you sign.
Member Book
Artha Sejahtera
Total AssetsRp284 M
Active Members12.400+
Year Founded1995
Branch Offices6 Locations
REGISTERED & SUPERVISED BY OJK — INSURED BY LPS
Registered & Supervised by OJK
Deposits Insured by LPS
3-Business-Day Loan Process
6 Branch Offices
Our Products
Three Core Products
Sejahtera Savings
4,0% p.a.
Initial deposit of Rp50.000, no monthly admin fees.
MSME Loan
0,8%/bln
Ceiling up to Rp200 million, flexible tenor of 6–36 months.
Time Deposit
6,5% p.a.
Tenor of 3, 6, or 12 months, interest can be withdrawn monthly.
Simulation
Calculate Your Estimate
Estimated Installment / Month
Rp0
Rough simulation, not an official bank offer.
Security & Legality
More Than Just a Promise
OJK Registered
License No. KEP-014/BPR/1995
LPS Insured
Deposits up to Rp2 billion
30 Years in Operation
Serving since 1995
Customer Voices
Trusted by the People of Purwokerto
"My shop's capital loan was disbursed within 3 days, and the officer clearly explained the total I had to pay each month before I signed."
Ibu Sri Wahyuni
Grocery Store Owner
"The savings interest here is competitive, and I can check my balance anytime at the branch nearest my home, no need to travel all the way into town."
Pak Hendra Wijaya
Savings Customer Since 2015
Financial Education
