30 Years of Financing Home-Based Businesses
Artha Sejahtera was founded in 1995 from a single small office in Purwokerto and now serves more than 12.400 members through 6 branch offices.
Founded So Market Traders Wouldn't Depend on Loan Sharks
Pak Suryono, the founder of Artha Sejahtera, used to work at a market cooperative and often saw small traders trapped by loan shark interest because big banks were hard to reach. He founded this BPR on one principle: loan processes must be explained in full, without confusing contract language.
Today Artha Sejahtera has 6 branch offices across Purwokerto and the surrounding area, offering savings, MSME loans, and time deposits under full OJK supervision.
Explained First, Signed Later
Every loan customer receives a written installment simulation and a verbal explanation before documents are signed. We believe customers who understand their obligations from the start are less likely to run into payment problems later.
The Faces Behind Every Approval
Suryono
Founder & President Commissioner
Dwi Anggraeni
Operations Director